Regular จำนำรถ ติดไฟแนนซ์ refers to the traditional process of obtaining financing to purchase a home through a mortgage loan. Here’s how it typically works:

  1. Preparation and Research: As a homebuyer, you start by assessing your financial situation, determining how much you can afford to borrow, and researching the housing market to find properties that meet your needs and budget.
  2. Applying for a Mortgage: Once you’ve found a property you’re interested in, you apply for a mortgage loan from a lender, such as a bank, credit union, or mortgage company. The lender evaluates your financial history, creditworthiness, income, debt-to-income ratio, and other factors to determine your eligibility for a loan and the amount you can borrow.
  3. Loan Pre-Approval: In some cases, you may seek pre-approval for a mortgage loan before house hunting. Pre-approval involves submitting a mortgage application and providing documentation to verify your income, assets, and credit